TERMS OF USE OF THE WEBSITE

 

Last reviewed December 2015

 

These terms and conditions of use (“Terms of Use”) will govern your use of the Internet sites owned and managed by Bupa Insurance Company and its subsidiaries, affiliates, and group of related companies (collectively “Bupa”), including the following But not limited to: www.bupalatinamerica.com and www.bupasalud.com (together the “Site”). Your compliance with these Terms of Use is a condition of your use of the Site. If you do not agree to be bound by the Terms of Use, please opt out of this Site. Please also see our Privacy Policy for a description of our privacy practices and policies.

  1. Site Ownership

All pages contained in this Site and any material available for download are the property of Bupa, its licensors or suppliers, as the case may be. This Site is protected by US and international copyright and trademark laws. The contents of the Site, including but not limited to: all information, files, documents, text, photographs, images, audio and video, and any material that is accessed through or available for use or Downloaded from this Site (“Content”) may not be copied, distributed, modified, reproduced, published or used, in whole or in part, except for the purposes authorized by these Terms of Use, or otherwise Authorized in writing by Bupa. You may not frame or use framing techniques to attach, or a specific hyperlink to, any name, trademark, service mark, logo, Content or other confidential (proprietary) information (including: images, text, page layout , Or form) of Bupa without our express written consent.

  1. Site Access, Security and Restrictions; Passwords

You are prohibited from violating or attempting to violate the security of the Site, including but not limited to: (a) accessing unintentional information for such user or logging into a server or account on which the User is not authorized to access; Or (b) attempt to probe, scan, or test the vulnerability of a system or network or violate security authentication measures without proper authorization; Or (c) access or use the Site or any portion thereof without authorization in violation of these Terms of Use or the laws that apply.

You may not use any scraper, crawler, spider, robot or other automated means of accessing or copying information on the Site, a specific hyperlink to any feature or content on the Site, circumventing our headers Exclusion of robots or other measures that we may use to prevent or restrict access to the Site.

Violations of the System or security of the network may result in civil or criminal liability. Bupa will investigate all incidents that are related to such violations and may involve and cooperate with law enforcement authorities to prosecute users who are involved in such violations. You agree not to use any device, software or routine to interfere with or attempt to interfere with the proper functioning of this Site or any activity that takes place on this Site.

In the event that access to the Site or part of it is limited and requires the user name and password (“Protected Areas”), you agree to access Protected Areas using only the username and password that Bupa gave you . You agree to protect the confidentiality of your username and password, and do not share or disclose your username or password to any third party. You agree that you are solely responsible for all activity that occurs under your username. At any time, and with or without reason, Bupa may revoke your access to the Site. You agree to defend, indemnify and hold Bupa harmless from and against any third party claims, damages, and expenses (including reasonable attorneys’ fees) against or incurred by Bupa as a result of your breach of these Terms of Use or violation of laws That apply, your use of the Site, or access by anyone who gains access to the Site using your username and password.

  1. Accuracy and Integrity of Information

Although Bupa tries to ensure the integrity and accuracy of the Site, it does not offer any kind of guarantees or guarantees, nor does it guarantee the accuracy or correctness of the Site and its Content in any way. It is possible that the Site may include typographical errors, inaccuracies, or other errors, and that third parties may add, delete or alter information on the Site. In the event of an inaccuracy, please notify Bupa so that it can be corrected. The information contained in the Site may be changed or updated without notice. In addition, Bupa will not be responsible for the information or Content that is placed on the Site by any third party that is not affiliated with Bupa.

  1. Links to Other Sites

Bupa makes no representations whatsoever about any other Internet site to which you may access through this Site. When you access a site that is not owned by Bupa, please understand that it is independent of Bupa and that Bupa has no control over the Content on that site. In addition, a link to a site that is not owned by Bupa does not mean that Bupa endorses or accepts responsibility for the Content, or the use of the link site. It is your responsibility to take appropriate precautions to ensure that what you select to download or use is free of computer viruses, worms, Trojan horses and other elements of a destructive nature. If you decide to gain access to any of the third party sites linked to this Site, you do so at your own risk.

  1. User Generated Content, Evaluations, Feedback, and Other Announcements on the Site

If you send, post or post any comments, ideas, suggestions, information, files, videos, images or other materials to us or to our Site (“User Generated Content”), you agree not to provide any User Generated Content That is (1) defamatory, abusive, libelous, illegal, obscene, threatening, harassing, fraudulent, pornographic, or harmful, or that may encourage criminal or unethical behavior, (2) that violates privacy, copyright, trademark Trademark, or intellectual property rights of any person or entity or (3) contains or transmits a virus or any other harmful component. You agree not to contact users of other sites through unsolicited emails, phone calls, mailings or any other means of communication. You represent and warrant to Bupa that you have the legal right and authority to provide Bupa with all User Generated Content for the purposes and use by Bupa as set forth herein. Bupa shall have the royalty-free, irrevocable, transferable right and license to use User Generated Content in the manner Bupa desires, including but not limited to: copy, modify, delete in full , Adapt, publish, translate, create works that derive from and / or sell and / or distribute such User Generated Content and / or incorporate such User Generated Content in any form, medium or technology throughout the world. You are and will not be under any obligation (1) to keep any User Generated Content confidential; (2) to pay you any compensation for any Content Generated by the User; Or (3) to respond to any User Generated Content.

Bupa does not regularly review the Content Generated by the posted User, but reserves the right (but not the obligation) to monitor and edit or remove any User Generated Content submitted to the Site. You grant Bupa the right to use the name you submit in connection with any User Generated Content. You agree not to use a false e-mail address, impersonate any person or entity, or otherwise misrepresent the origin of any User Generated Content. You are and remain solely responsible for the content of any User Generated Content that you make. Bupa and its affiliates assume no responsibility for any User Generated Content submitted by you or a third party.

You agree to defend, indemnify and hold Bupa harmless from and against any and all third party claims, damages and expenses (including reasonable attorneys’ fees) against or incurred by Bupa as a result of any User Generated Content that you post or permit to be posted on the Site.

  1. Disclaimer of Warranties

BUPA DOES NOT WARRANT THAT ACCESS TO OR USE OF THE SITE WILL NOT BE INTERRUPTED OR ERROR FREE OR THAT DEFECTS ON THE SITE WILL BE CORRECTED. THIS SITE, INCLUDING ANY CONTENT OR INFORMATION CONTAINED HEREIN OR IN ANY SERVICE RELATED TO THE SITE, IS PROVIDED “AS IS,” WITH ALL FAULTS, WITHOUT DEMONSTRATION OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR YOUR SPECIFIC OBJECTIVE, QUALITY OF INFORMATION, QUIET ENJOYMENT, AND TITLE / NON-INFRINGEMENT. BUPA DOES NOT WARRANT THE ACCURACY, COMPLETENESS OR TIMELINESS OF THE INFORMATION OBTAINED THROUGH THE SITE.

YOU ASSUME THE COMPLETE LIABILITY AND THE RISK OF THE USE OF THIS SITE, SERVICES RELATED TO THE SITE, AND SERVICES RELATING TO THE LINKED WEBSITE OR SITES. BUPA DOES NOT GUARANTEE THAT THE FILES AVAILABLE FOR DOWNLOAD ARE FREE OF INFORMATICS VIRUSES, WORMS, TROJANS, OR OTHER DESTRUCTIVE PROGRAMMING. YOU ARE RESPONSIBLE FOR IMPLEMENTING SUFFICIENT PROCEDURES TO MEET YOUR SAFETY NEEDS AND SAFEGUARD INFORMATION.

THE WARRANTIES RELATING TO THE PRODUCTS OR SERVICES OFFERED, SOLD AND DISTRIBUTED BY BUPA ARE SUBJECT TO TERMS AND CONDITIONS SEPARATELY, HAVING THEM, PROVIDED WITH OR RELATED TO THE PRODUCTS AND SERVICES THAT CORRESPOND.

  1. This Site Does Not Offer Medical Advice

The Content of this Site is general in nature and for informational purposes only. Bupa does not practice medicine. Bupa does not offer medical diagnoses or treatment course recommendations for its specific condition and does not recommend or endorse specific services, procedures, tests, products or procedures referred to or opinions or information that may be in the Content for its condition in particular. The Content is not intended to replace medical advice, diagnosis, or treatment, and should never be used to replace seeking medical advice from your doctor or health care provider. The Content is for your personal use only and will not be evaluated or reviewed by Bupa as a means of diagnosing, treating, recommending or otherwise suggesting or implying any medical symptom, condition, diagnosis or treatment. Bupa recommends that you seek the advice of your doctor or qualified health care provider for any questions you may have regarding your health and / or medical condition, regardless of any information you may obtain from the site.

IF YOU BELIEVE YOU CAN HAVE A MEDICAL EMERGENCY, SEEK MEDICAL TREATMENT IMMEDIATELY. CALL YOUR DOCTOR OR ANY EMERGENCY SERVICE YOU HAVE AVAILABLE.

Any decisions you make related to the diagnosis or treatment should be made by consulting with your trained health care provider. Do not rely on the Content or anything that you have read or seen on the Site to make medical or treatment decisions. NEVER IGNORE THE MEDICAL COUNCIL OR DEMORE IN SEARCHING THE SAME DUE TO SOMETHING YOU HAVE READ IN THIS SITE.

  1. This Site Contains No Third Party Marketing or Advertising

Bupa companies are licensed and authorized to offer insurance in several jurisdictions worldwide. Bupa Insurance Company is authorized in the State of Florida as well as the branch of Florida Bupa Insurance Limited. All US business Placed with these companies has to be placed in compliance with US regulatory requirements, and the coverage has to comply with local law. Nothing on this site should be considered an insurance business offer from US residents.

  1. Consent to Process Personal Data Information in the United States

In order to provide you with the services and functionality available through this Site, we may send and store your personal information (also commonly referred to as personal data) outside the European Economic Area and (EEA) , Including the United States. Therefore, your personal information may be transmitted outside the country where you reside or where you are, including countries that may or may not provide the same level of protection to your personal information. We are committed to protecting your privacy and confidentiality of personal information when it is transferred. Where such transfers occur, we take appropriate steps to provide the same level of protection for the process that takes place in those countries as within the EEA to the extent practicable under applicable law. By using and accessing our site, users residing or located in countries outside the United States, agree and consent to the transfer and processing of personal information on servers located.

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